Helpful articles covering insurance claims and coverage.


Last year was one of the most active Atlantic hurricane seasons on record, with six major hurricanes of Category 3 or higher. 

 Three devastating major hurricanes made landfall—Harvey in Texas, Irma in the Caribbean and the southeastern USA, and Maria in the Caribbean and Puerto Rico.

 Some affected areas are still recovering even as the start of the 2018 hurricane season for the Atlantic Ocean, the Caribbean and Gulf of Mexico approaches. Almost eight months after Hurricane Maria pummeled Puerto Rico, tens of thousands of residents are still without electricity. Hurricane season runs from June 1 to Nov. 30

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 Pre-Hurricane Season

            • Prepare an emergency supply kit
            • Clean out gutters and trim trees and shrubs
            • Inspect your roof, siding, foundation and basement to identify areas to be repaired or replaced
            • Create and practice an evacuation plan
            • Reinforce garage doors – if wind blows through the garage, it can cause serious structural damage to other parts of your home
            • Consider replacing gravel or rock landscaping materials with shredded bark, since high hurricane winds could cause rocks to move around and damage your home
            • Prepare a home inventory with photos of your home and personal property

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High winds are a fact of life for many property owners. With recorded wind speeds reaching upwards of 300 MPH, the damage done by severe windstorms, wind-driven hail, flying debris and tornado damage results in billions of dollars in damage every year.

To prepare your home for high winds, it is always a good idea to trim back tree branches away from the roof and large windows, as fallen limbs and broken tree branches can do a substantial amount of damage to your roof, windows and exterior.

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Finding a Residential Contractor to Repair Your Storm Damage. Damage from severe storms including hail, windstorms, tornadoes and floods damage thousands of homes across the country each year. Because severe weather is common in many parts of the country there are a few things you'll want to watch out for when selecting a contractor to repair your damaged home.

It is important to understand your insurance company may not be your friend when it comes time to file a claim.

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